| Personal
Checking Overview |
|
Features/Fees |
MyFreeChecking |
MyPersonal CheckingPlus |
MyPersonal
PremiumChecking |
MyManamko Checking |
| Checking Needs |
For customers who want no service charge with low opening
balance and with added benefits of POS electronic and ATM
service. |
For customers with higher balances who want their checking
funds to earn interest |
Checking and service advantages for customers who use additional
financial services and maintain higher than average balances.
|
For customers age 55 years and over. |
| Minimum Balance Requirements
|
None |
$1,000 |
$2,500 |
$250 |
| Check Print Charges |
Standard based upon selection |
Standard based upon selection |
First 200 complimentary (approved styles only) |
First 200 complimentary (approved styles only) |
| Interest Earned |
None |
Yes |
Yes |
Yes |
| Safe Deposit |
Standard low customer rates |
Standard low customer rates |
No Charge |
No Charge |
| Cashier's Checks |
Standard low customer rates |
Standard low customer rates |
No Charge |
No Charge |
| Visa® (Debit)
Check Card |
Yes
|
Yes
|
Yes
|
Yes
|
| Service Charges |
No service charge with MYCancelChecksStorage Service |
Refer to disclosure statement |
Refer to disclosure statement |
Refer to disclosure statement |
| Returned Check Charges
|
$15 per check deposited and returned unpaid |
$15 per check deposited and returned unpaid |
$15 per check deposited and returned unpaid |
$15 per check deposited and returned unpaid |
| Traveler's Checks |
Standard low customer rates |
Standard low customer rates |
No Charge |
No Charge |
| Direct Deposit of
Salary & Federal Payments |
Yes |
Yes |
Yes |
Yes |
| Discount on Personal
Installment Loans (off standard rates) |
None |
.25% |
.50% |
.50% |
| Other |
Minimum $100
opening deposit
|
Minimum $100 opening deposit |
Minimum $2,500
opening deposit |
Minimum $100
opening deposit |
