Personal Banking / Mortgage Test

Personal Loan Test

Take our one-minute personal loan test to find out if you're in a good borrowing position

Select the answer that best describes your situation in each question below. When you're finished, click Add Up My Points.

Return to Personal Loans.

Dependents (including yourself)					Score:

One 2	Two 2	Three 2	Four 1	Five+ 1

Residence

Living With Parents 1	Rent Furnished 2	Rent Unfurnished 3	Own Home Mortgaged 4	Own Home Clear 5

Years At Present Address

Under 2 years 1	2 to 4 years 2	5 to 8 years 3	9 to 14 years 4	15 years or more 5

Gross Monthly Income

Under $1,500 3	$1,501 to $2,500 4	$2,501 to $3,500 5	$3,501 to $5,000 6	Over $5,000 7

Years With Present Employer

Under 2 years 1	2 to 3 years 3	4 to 6 years 4	7 to 10 years 5	Over 10 years 6

Years With Previous Employer

Under 1 year 1	1 to 3 years 1	4 to 6 years 2	7 to 10 years 4	Over 10 years 5

Percent Of Monthly Income Remaining After Expenses

Less Than 10% 1	10% to 15% 2	16% to 25% 3	26% to 33% 4	Over 33% 5

Bonus Points (add up all that apply - maximum 3 points)

Checking Account 1	Savings Account 1	IRA With Bank 1	CD With Bank 1	Loan With Bank 2

If You Scored 15 Points or More... Apply Today!

Chances are you're in a better borrowing position than you thought. We invite you to apply for the loan amount you have in mind. A lower score simply means we'll work a little harder to try and give you the answers you're looking for.

BankPacific offers personal loans for just about anything you need. Come see us when you need help with your travel, vacation, back to school, wedding, or fandango expenses. Take advantage of our low interest loans or our very flexible ReadyCheck Personal Line of Credit.

This chart is for your information only. It does not include all of the factors we consider in evaluating a loan request such as your payment history and your ability to meet your monthly obligations. We reserve the right of final loan approval.