BankPacific offers the best and most convenient personal line of credit and 'overdraft' protection for your personal checking account. With 'MyReadyCheck' your check won't 'bounce' if funds are not immediately available. Feel empowered knowing your next check is fully covered for up to $25,000.00*.

Peace of mind knowing you're covered ...

  • Credit line of up to $25,000.00
  • Easy and convenient to use
  • Personal line of credit for ANY purpose
  • Automatic transfer of credit to your account
  • No hassles — no embarrassing 'bounced checks'
  • Avoid 'bounced' check penalties
  • Great for emergency purchases (airline ticket, medical needs and more)
  • Competitive and flexible interest rate
  • Low annual fee

Apply today — MyReadyCheck is waiting for you!
Fill-out a credit application and provide a few documents (listed below).

  • Verification of Employment
  • Two most recent payroll check stubs / payroll advice slips
  • Self-Employed Borrowers - copies of your current two years filed Individual Income Tax Returns
  • Signed duplicate copy of the BankPacific Insurance/Affiliated Business Arrangement Disclosure Statement

Additional Information required for loans $10,000.00 and over.

  • Copies of your current two years filed Individual Income Tax Returns.
  • Completion of the Personal Financial Statement on the reverse of the credit application.
 Download Ready Check Application (pdf)
 

*Based on approved credit.
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