At Bankpacific, protecting the privacy and confidentiality of your personal information is important to our employees and to us. We value your business and the trust you put in BankPacific. To offer you the financial products and services you seek, we collect, maintain, and use information about you on a routine basis. To help you better understand how your personal information is protected here at BankPacific, we are providing you with the following statement describing our practices and policies with respect to the privacy of customer information. in the event you terminate your customer relationship with us, or become an inactive customer, we will continue to adhere to the policies and practices described in this notice.

Information We Collect

As a trusted financial institution, we collect, retain, and use nonpublic personal information about individual customers, allowed by law, to provide products and services to our customers. We may collect nonpublic personal information from such sources such as:

• applications or other forms;
• information about your transactions with us, or affiliates, or others; and
• information we receive from a consumer reporting agency.

Information We Share

We may disclose any non public personal information about you with our corporate affiliates and other non affiliated third parties under certain circumstances to provide account services. Any nonpublic personal information shared is conducted in strict adherence to applicable law. We do not disclose any non public personal information about you to anyone. except as permitted under law.

Who Receives Information and Why

We do not disclose any nonpublic personal information about our customers, or former customers, to anyone, except as permitted by law. We may exchange such information with our affiliates and certain non affiliated third parties (under limited circumstances) to the extent permissible under las to service your account, offer you product or services we believe you may find valuable, report to credit bureaus, manage risk, and other financial services related activities.

Service Providers/Joint Marketing Partners

To provide our customers with products or services that we believe may meet your financial needs, we may exchange limited nonpublic personal information about you to non affiliated firms that conduct marketing services on our behalf, or with other financial institutions in order to offer financial products or services pursuant a joint agreement. Such information exchanged includes:

• Information we receive from you on applications or other forms, such as your name, address, social security number, assets, and income;
• Information about your transactions with us, our affiliates, or others, such as your account balance, payment history, parties to transaction, and credit card usage; and
• Information we receive from consumer reporting agency, such as information relating to your creditworthiness and credit history.

How We Protect Your Information

We understand that the protection of your nonpublic personal information is or the utmost importance. Guarding your privacy is our obligation. BankPacific maintains strict procedures and policies to safeguard your privacy. We restrict employee access to customer information only to those who have a business reason to know such information, and we educate our employee about the importance of confidentiality and customer privacy.

Questions

Should you have questions or concerning BankPacific's policies or procedures on the privacy of customer information; if you want to review information that we have about you on file; if you need to notify us of possible unauthorized access to or use or our your account information; or if you want t contact us concerning inaccurate or outdated information; please contact your Branch Manager or contact our Compliance Officers at 671-479-1188.