It's speedy, safe, convenient, and unlike other debit cards, your
BankPacific Visa Check Card offers acceptance at millions of merchant
locations worldwide—anywhere Visa debit cards are accepted.
Here you’ll find information on acceptance, advantages,
protections, and more.
What is a BankPacific Visa Check Card?
A BankPacific Visa Check Card is a type of “debit”
card that looks similar to a credit card but acts like a check
because the purchase amount is deducted from the cardholder's
How do I pay with a BankPacific Visa Check Card?
BankPacific Visa Check Card transactions can be completed in
a number of ways: by signing a receipt; making a purchase on
the Internet, by mail, or over the phone (receiving protection
from Visa’s Zero Liability policy*); or by entering a
personal identification number (PIN).
What are the advantages of paying with the BankPacific
Visa Check Card?
- Quicker checkout: swipe, sign, and go. You don't have to
worry about having sufficient cash in hand or writing a check.
Merchants also benefit from accepting BankPacific Visa Check
Cards with guaranteed payment and reduced costs from handling
fewer paper checks.
- If you have trouble qualifying for credit, try using your
BankPacific Visa Check Card as a buy now, pay now payment
method. BankPacific Visa Check Cards are included automatically
with your checking account, and can be used like a credit
card for your purchases—except the funds are deducted
directly from your checking account and not borrowed.
- When traveling, consider using your BankPacific Visa Check
Card for purchases. It can be used at millions of merchant
locations worldwide where Visa debit cards are accepted.
- Use your BankPacific Visa Check Card as a budgeting tool
to help you track your expenses and manage your money better.
- You can even pay your monthly bills or set up recurring
payments with your BankPacific Visa Check Card for regular
bills such as cable, phone, or loans—without having
to worry about remembering to pay on time or buy stamps.
- Wallet too bulky? Tired of frequent trips to the ATM? Hate
carrying around a checkbook? Carry your BankPacific Visa Check
- Your BankPacific Visa Check Card can be used for larger
purchases or reservations as well. For example, you can use
yourBankPacific Visa Check Card to purchase an airline ticket
or hold a reservation for a hotel room.
Important BankPacific Visa Check Card facts
- The amount of your purchase is deducted from your checking
account automatically—so be certain you have adequate
funds at the time of purchase.
- Car rental companies may require you to present a credit
card in order to reserve a car but you may pay for the rental
at its conclusion with your BankPacific Visa Check Card.
- To meet consumer demand for payment conveniences such as
express/video checkout at hotels, pay-at-the-pump fueling,
and one-swipe payment at restaurants, Visa has established
processes to protect BankPacific Visa Check Card issuers,
merchants, and cardholders. Similar to how check deposits
can’t be immediately withdrawn, account deductions can’t
immediately be cleared when the final amount isn’t known—this
typically applies to hotel, restaurant, and pay-at-the-pump
gas station purchases.
- You could be charged two fees when you use your card to
withdraw cash at an ATM that is not owned by your financial
institution—one by your financial institution, and one
by the ATM owner.