Routing #: 321470364
Routing #: 321470364
BankPacific understands that running a business means keeping finances simple, secure, and accessible.
Our Business Checking accounts are designed to give you the flexibility you need, with low fees, convenient access, and the tools to help you manage your money anytime, anywhere.
Manage your business with our Business Checking account. Offering a low monthly maintenance fee and no minimum balance, it’s easy to keep track of all your business expenses. Best of all, access to our online banking suite means you can manage your account anytime, anywhere.
Minimum balance to open the account – You must deposit $100.00 to open this account.
A maintenance fee of $5.00 will be charged each month.
A per check fee of $.12 will be charged for each check written.
The fees listed above will be reduced by $.10 for every $100.00 average balance maintained in this account.
You work hard for your money, so let us help your money work for you! Earn interest on your account with our Business Checking Plus. Maintaining our low minimum balance requirement will guarantee no monthly maintenance fee, so it’s the perfect solution to help your growing business manage expenses.
Minimum balance to open the account – You must deposit $100.00 to open this account.
A per check fee of $.12 will be charged for each check written.
Minimum balance to avoid imposition of fees – A minimum daily balance fee of $10.00 will be imposed every statement cycle if the balance in the account falls below $1,000.00 any day of the cycle.
Minimum balance to obtain the annual percentage yield disclosed – you must maintain a minimum balance of $1,000.00 in the account each day to obtain the disclosed annual percentage yield.
Our premier business checking solution for customers who want to earn interest monthly and a low minimum balance requirement.
Minimum balance to open the account – You must deposit $100.00 to open this account.
A per check fee of $.12 will be charged for each check written.
Minimum balance to avoid imposition of fees – A minimum daily balance fee of $10.00 will be imposed every statement cycle if the balance in the account falls below $2,500.00 any day of the cycle.
Minimum balance to obtain the annual percentage yield disclosed – you must maintain a minimum balance of $2,500.00 in the account each day to obtain the disclosed annual percentage yield.
| Features / Fees | Business Checking | Business Checking Plus | Business Checking Premium |
|---|---|---|---|
| Account Overview | Manage your business with ease. Low monthly maintenance fee and no minimum balance required. Includes access to our full online banking suite for anytime, anywhere management. | Earn interest on your business balance while avoiding monthly fees by maintaining the minimum required balance. A flexible solution for growing businesses. | Our premier checking account designed for established businesses that want to earn monthly interest with a low balance requirement. |
| Minimum to Open | $100 | $1000 | $1000 |
| Monthly Maintenance Fee | $5.00 per month (offset by earnings credit: $0.10 for every $100.00 average balance maintained) | None when balance requirement is met; otherwise, $10.00 per statement cycle | None when balance requirement is met; otherwise, $10.00 per statement cycle |
| Per Check Fee | $0.12 per check written (may be reduced by earnings credit) | $0.12 per check written | $0.12 per check written |
| Minimum Balance to Avoid Fees | No minimum balance required | $1,000.00 minimum daily balance; $10.00 fee if balance falls below requirement | $2,500.00 minimum daily balance; $10.00 fee if balance falls below requirement |
| Minimum Balance to Earn Interest | Not applicable (non-interest account) | Must maintain a $1,000.00 minimum daily balance to earn disclosed annual percentage yield (APY) | Must maintain a $2,500.00 minimum daily balance to earn disclosed annual percentage yield (APY) |
| Online & Mobile Banking | $10 cash management fee | $10 cash management fee | $10 cash management fee |
| Interest Earned | No | Yes (based on daily balance and APY) | Yes (based on daily balance and APY) |
All BankPacific business accounts deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, ensuring your company’s funds remain safe and secure.
