Need fast cash for home upgrades, consolidating debt, or unexpected expenses? ????️???????? Tap into your home’s equity with a HELOC from BankPacific! ✅ Fixed rate as low as 5.66% APR for the first 5 years ✅ Followed by a 15-year fixed-rate repayment ✅ Use funds when you need them most Ready to make your home work for you? Send us a message with your name and contact info and a loan specialist will reach out to get you started! ???????? *APR (Annual Percentage Rate): Fixed APR of 5.66% applies for the first 5 years from account opening. After this period, the outstanding balance will convert to a 15-year repayment term with monthly principal and interest (P&I) payments at a new fixed rate. The conversion rate will be based on the Wall Street Journal (WSJ) Prime Rate plus a risk-based pricing margin determined at loan origination. Credit approval required. Minimum line amount and maximum loan-to-value (LTV) restrictions apply. Property insurance is required; flood insurance may be required if applicable. Interest may be tax deductible, consult your tax advisor. APR accurate as of 6/25/25 Subject to change without notice. This product is only available in Guam and Saipan. BankPacific is an Equal Housing Lender. NMLS ID# 484884.
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