Routing #: 321470364
Routing #: 321470364
At BankPacific, we make it simple to borrow smart, whether you need a one-time loan for a goal or an ongoing credit line for life’s surprises.
Choose from our myPersonalLoan or myPersonalCreditLine, both designed to give you fast access, great rates, and total convenience.
Our myPersonalLoan gives you the freedom to fund life’s important moments, without the need for collateral.
Enjoy a fixed rate, predictable monthly payments, and flexible repayment terms that fit your budget.
Key Features
Fixed interest rate
No collateral required*
Borrow up to $50,000*
Access via MyOnlineBanking
Convenient fixed monthly payments
Repayment terms up to 60 months*
Perfect for:
Consolidating existing loans
Planning a dream trip
Starting a home improvement project
Covering education costs
Treating yourself to something special
*Some conditions apply. Based on approved credit.
Get the flexibility of a credit card, without the high-interest rates.
The myPersonalCreditLine from BankPacific is a revolving line of credit that lets you borrow what you need, when you need it, with low payments and no cash advance fees.
Key Features
No cash advance fees, no collateral required*
Borrow up to $25,000*
Access your credit line via MyOnlineBanking
Convenient low monthly payments
Use anywhere, worldwide or locally, on the Visa® network
First on Guam to offer a personal credit line linked to your Visa® Check Card
Perfect for:
Withdrawing cash anytime
Consolidating debts or loans
Planning a vacation
Home improvement projects
Covering education expenses
Handling unexpected costs
*Some conditions apply. Based on approved credit.
Whether you prefer a fixed loan or a flexible line of credit, BankPacific is here to help you borrow confidently and achieve your financial goals.
